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Ha...No savings left   Ka   09/15/2019 03:19 PM  

Just me working, no kids yet.
Savings not going above 10k+. Usual living expense starting with rent $1350+ groceries + other bills + traveling to India + helping parents in India...plz share ideas how you can save more.

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Re: Ha...No savings left   Sam   09/15/2019 04:53 PM  

Get married so ur wife can work also

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Re: Ha...No savings left   Sk   09/15/2019 09:12 PM  

Your rent is very high. You have to live in a slightly cheaper place. Try sharing an apartment or move to a smaller apartment. Apartment rent starts from $750 from a one-bedroom near the Hartford area. This can save you more than $4000.

Cut down travel to India every year, this alone will save you $1000. Try visiting every alternate year.

And don't party too much, maybe once a week. Everything else should be okay.

I don't know your income so I cannot say how much in total you can save every year. I was able to save $50k per year, living by myself in a one-bedroom apartment costing me $1200/month. Groceries were $600 with occasional outside meals. Travel and recreation costs were about $600 per month.

Good Luck.

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Re: Re: Ha...No savings left   CT desi   09/15/2019 10:07 PM  

Hi sk with what salary you saved 50000??

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Re: Re: Ha...No savings left   Your Friend   09/16/2019 06:28 AM  

SK - Did you ate daily for one year and saved 50?

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Re: Re: Re: Ha...No savings left   Keep your 50   09/16/2019 08:19 AM  

That life sucks

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Re: Re: Re: Re: Ha...No savings left   imaa   09/16/2019 09:19 AM  

You gotta do better than that.

Besides the suggestions offered above, start investing bit by bit. Low cost index funds like the Vanguards S&P 500 fund are good (VFINX).

Biggest secret to investing is time. The more time you give your money the more it will grow (compounding - 2+2=4, 4+4 = 8, 8+8=16..).So even a small start helps because it will soon double then quadruple then become 8 times and so on. If you can have automatic deductions from your paycheck that is best because you won't see the money and won't feel the urge to spend it.

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Re: Re: Re: Re: Re: Ha...No savings left   SYEED   09/16/2019 03:31 PM  

you pussy Indians are fucking Cheap, what you gonna do with all your money!! there are lot many people who can't have money to eat!! SELFISH INDIANS, YOU CAN'T EVEN HELP EACH OTHER EXPECT IN CARRYING LEFTOVERS AFTER HAVING BIG DINNERS !! OWNING FUCKING LUXURY BRAND CARS AND HOUSES TO JUST SHOWOFF, GIVING VALUE AND RESPECT TO ONLY THOSE STUPID GUYS!! YOU SHOULD BE HIT WITH BUMPSTOCKS!! SOME OF THEM ARE NOT EVEN ENOUGH WITH 100 k IN THEIR POCKETS !!

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Re: Re: Re: Re: Re: Re: Ha...No savings left   desi   09/16/2019 03:58 PM  

I second Syed. I am also fed up with my fellow friends and family. All time showing off and no respect to the human values.

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Re: Re: Re: Re: Re: Re: Re: Ha...No savings left   desi   09/16/2019 08:26 PM  

Syed ki ma ki choot, bhosadi ke waiter ki naukari karke frustrate ho raha hai kutti ke bachche

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Re: Re: Re: Re: Re: Re: Re: Re: Ha...No savings left   Ok   09/17/2019 09:33 AM  

I agree with Syeed totally, human values first, rest follows

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Re: Re: Re: Re: Re: Re: Re: Re: Ha...No savings left   SYEED   09/17/2019 12:14 PM  

YOU FUCKING DESI,HOW FUCKING FRUSTRATED ASS HOLE YOU ARE. I DON'T TAKE FRUSTRATION AND STRESS INSTEAD I GIVE IT TO YOU KIND OF FUCKING FILTHY GUYS. I AM HAPPY WITH WHAT I AM DOING!! BUT YOU ASS HOLD NEEDS MORE !! YOU SHOULD FEEL TENSE WHY SHOULD I DON'T YOU REALIZE BASIC PRINCIPLE WHO EARNS MORE GET FRUSTRATION AND TENSE MORE!! YOU ARE IN THAT STAGE MY PUSSY !! WHY YOU PUT DESI TAG AND COMMENTING HERE. DON'T YOU HAVE COURAGE TO DISPLAY YOUR ARE CHENNAI KERALA KUTTA, IF I START USING MY OWN LANGUAGE YOU SHOULD CLOSE YOUR ASS

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Re: Re: Re: Re: Re: Re: Re: Re: Re: Ha...No savings left   desi1   09/17/2019 12:21 PM  

People who say such things like Syeed and Desi are complete idiots. Yes, many things comes before money but money MATTERS. Unless you have enough money you cannot do those other things, hell you can't take care of health without money. So shutup and don't teach others. If that was the case, why do you work and earn? Why not give everything up and live a life of sanyasi?

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Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Ha...No savings left   NRI Citizen   09/17/2019 05:32 PM  

Sayed has no money and will die in poverty, how stupid

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Re: Re: Re: Ha...No savings left   Sk   09/17/2019 08:31 PM  

I was making about 106k a year.

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Re: Re: Re: Ha...No savings left   Sk   09/17/2019 08:32 PM  

(at) Your Friend, yes, of course I ate healthy food every day. :D

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Re: Re: Re: Re: Ha...No savings left   SAYEED   09/18/2019 02:26 PM  

YOU DIDN'T GET HEAT OR WATER UNDER YOUR ASS SO FAR DESI, EVERYTHING IS RISING UP EVERYWHERE!! ONCE HAVENOTS TOUCH YOU & YOUR FAMILY. AND HAVING PEOPLE THEN YOU REALIZE,I ONCE AGAIN TELL YOU BUDDY ITS NOT TOO FAR THAT TO HAPPEN!! YOU ARE FUCKING IN A CUSHION BY NOT HELPING ANYONE AROUND YOU!! I MEAN SELFISH, YOU ARE JUST SEEING MONEY AND MATERIALISTIC THINGS AROUND YOU

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Re: Re: Re: Re: Ha...No savings left   Sam   09/18/2019 02:32 PM  

What do u do

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Re: Re: Re: Re: Re: Ha...No savings left   Sk   09/18/2019 04:37 PM  

(at) SAYEED, I know what you mean. I think I am helping enough people. How would you like people to help?

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Re: Re: Re: Re: Re: Re: Ha...No savings left   AASARAM   09/18/2019 04:41 PM  

SAYEED KI MA KA BHONSADA.

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Re: Re: Re: Re: Re: Re: Re: Ha...No savings left   Ritu   09/18/2019 05:23 PM  

sayeed benchod katwaa marchode katwaa...
sare harmai hai benchod

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Re: Re: Re: Re: Re: Re: Re: Re: Ha...No savings left   NRI Citizen   09/18/2019 05:38 PM  

FEEL SORRY FOR SAYEED, HE IS POOR WITH NO MONEY, HE IS SAD AND FRUSTRATED AT HIS LIFE, MAY BE HE WILL GO TO SYRIA OR YEMEN AND THEN HE WILL GET HELP FROM HIS BROTHERS JUST FEEL SORRY FOR A PERSON WHO IS POOR AND IS UNINTELLIGENT

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