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Health insurance issue    Ct   07/27/2017 10:06 PM  

I Took health insurance from access health ct ...for my wife and kid ...they approved long back effective July 1st but I didn't received any cards...mean while my son is sick so went for lab work 2000$ they charged ...now my question is when insurance kicks of they are suppose to cover all those charges or gives me only their agreed amount to the lab to me ?

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Re: Health insurance issue    R   07/27/2017 10:09 PM  

If its thorugh your employer, just give the bills to your HR. If you bought it separately, update ur hospital or office with insurance for claim. You dont have to pay except copays based on ur insurance.


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Re: Re: Health insurance issue    Ct   07/28/2017 02:03 AM  

It's not the hospital ...its the laboratory which does the blood work!! Any one experienced before getting all the money back or only few money not all the money ?

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Re: Re: Re: Health insurance issue    advise   07/28/2017 02:11 PM  

before enquiring/arguing I suggest you to call the insurance and ask them about the coverages. They will be able to explain all the details.

Laboratory people would have called the insurance providers. Do you have any deductible for the year. all these details you can figure out by calling you insurance.

It is very sad that the lab/hospital bills are very huge, except with out insurance it is very hard to survive here.

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Re: Re: Re: Re: Health insurance issue    ct   07/28/2017 08:40 PM  

I agree, I learnt the lesson not to go to market place or something where this people are dumb heads dont know what they can or cannt nor they have office to discuss!! My bad time, I might return back to India, if I dont get those bills back !! In USA the incoming money is only one way but going from the pocket many ways without we knowing!!

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