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New in USA |
ctdesi |
02/24/2019 07:54 PM |
I am suffering from a Gastro disease and visiting doctor. The cost is summing up ridiculously high. I talked to my Insurance and they say deductible will meet after spending $5k. For a very small test they charged me $1K. How to get the treatment in cost effective way? OR am I supposed to loose all my savings here?
Am I missing anything?
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Re: New in USA |
Take Care |
02/24/2019 08:31 PM |
Hey Buddy,
In USA, minor disease diagnosis and treatment won't cost you much. But if they are not able to diagnose then you should look at other alternatives. I was sick for two months coz of a viral infection last year. I had spent a lot of $$$ on the treatment even after insurance. Bottom line is, if you do not have a good insurance plan then you either visit India for treatment or find a doctor you know personally in USA. Either will be cost effective.
Get well soon!
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Re: New in USA |
ct desi |
02/24/2019 09:12 PM |
You are missign something, no one will charge 5k straight, Until 2k they can charge straight and rest 3k like percentage wise
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Re: New in USA |
NRI Citizen |
02/24/2019 09:18 PM |
your life time saving is 1k ? you conjuse desi,
you get many times but crying for1000k for your own health stupid get out of my country
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Re: New in USA |
E |
02/25/2019 08:29 AM |
I have full sympathy with what you are going through and all but do not compare medical cost here with India. The difference is same as IT developer who works for 50-60K rupees pm gets paid 6-7k dollars pm for the same work.
You can always ask for cost of procedure before hand which will possibly be reduced after claim goes through insurance which asks you to pay negotiated rate until your deductibles are met, just make sure your every claim goes through your insurance even though your insurance plan has not started paying it. You also have option of converting your payments into installments if you talk to your provider.
At the end, do your calculations and see what's worth? About the insurance deductibles, you gambled initially when you chose the low cost plan so it is part of it.
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Re: New in USA |
SUicide Silence |
02/25/2019 05:09 PM |
The funny this here is "
Everybody in this world are going to DIE
DEATH is something nobody can deny
fighting over food and citizenship
Death death death
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Re: Re: Re: Re: Re: Re: Re: Re: New in USA |
Bazoomba |
02/27/2019 04:09 PM |
(at) NRI Citizen Its not your mistake if you are born with a small dick, but, hey cheapo, don't spread bullshit on forum, rather, take a deep breath and let it go.
I can tell that you are one real broke loser, frustrated, and looking for forums to spread the shit.
But its okay, teri gand maarne ke liye log tayaar hai.LOL !
Chutiye, likhana toh sikh pehele, bloody dickhead !
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