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Car Insurance !!! And car lease    Jay    10/06/2018 01:24 AM  

I just recently moved from India. I'm just looking out for a decent car and while the lease rates are impressive, the insurance seems absurd. I am looking at the Accord and Camry and getting deals in the range of 275 - 300 per month with zero down. I am not in a hurry and many say December will fetch better deals, should I wait until then?

But Insurance is OMG! I felt insurance amounts in India are high when I pay 20000 rs per annum on it. I knew it will be higher here, but Iam stunned. I got a quote for US$ 215 per month for a Honda Accord. I just got my CT license a week ago. But isn't this ridiculous? I mean I'm paying close to the lease value just for the insurance!!! I have just been unable to digest this. How do I get a cheaper insurance when I lease a car?

At this point, I am in a state of shock. I had considered 100 dollars for insurance but this is insane

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Re: Car Insurance !!! And car lease    Sk   10/06/2018 02:35 AM  

Your insurance rate will go down gradually. I was paying the same for the first six months when I got my CT license. After I renewed, it came down to $150 per month.

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Re: Car Insurance !!! And car lease    Ranjhana   10/06/2018 08:40 AM  

You know what people like you deserve only Maruthi 800. You just got your license mate and obviously the rates would be high. All of us have gone through this. Typical Indian mentality you want to earn in dollars but pay intact cheap. Grow up...!!!

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Re: Re: Car Insurance !!! And car lease    Maruthi 800   10/06/2018 04:13 PM  

"Maruthi" hahaha .. rofl

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Re: Car Insurance !!! And car lease    Grow up Jay!   10/06/2018 04:15 PM  

Accept it man.. insurance is gonna be like that. Make peace with it or use Uber.

No use comparing with india - what all is covered in indian insurance? what was your salary?

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Re: Car Insurance !!! And car lease    Local   10/06/2018 04:17 PM  

Go back to India

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Re: Re: Car Insurance !!! And car lease    Indian    10/06/2018 04:17 PM  

Ranjhana,

I'm sure you're super frustrated or totally jobless! Why don't you just get a life! The guy had a very genuine question and I'm sure most people who arrived here from India were taken aback when they saw insurance quotes.
You're either way too snobbish, jealous or ridiculed in your own life, which is obvious from the message you've posted! The guy pays 20k a year in India as insurance, he just hasn't been driving an 800 anyway, or just that you're creeping out at others making it big in the states. Shame on you, and you're such a shame to fellow Indians. Now that I've given you my piece of mind, let me respond to him.

Insurance rates in the US are based on several factors, primarily your driving history. Yes, they are insane but tend to go down with time, as long as you maintain a good record. 200 is pretty much the range for someone new to the US, but you can hunt around for your best option and also claim your Indian driving history to negotiate a better deal. Check out AAA car insurance, they usually work well for me.

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Re: Re: Re: Car Insurance !!! And car lease    Lol   10/06/2018 06:17 PM  

Bwhahahaha..you think talking about buying honda accord is making it big here?? Every freaking desi dabba and his fat dabbi has got one here

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Re: Car Insurance !!! And car lease    Desi   10/06/2018 10:16 PM  

If you are looking for a new/used car, prices remain about the same in December. Prices drop a bit February to April. Try Geico and If you are going to use a relatively old used car, keeping your collision aspect of auto insurance low initial few months is going to save you a chunk money, not suggestible for new cars though. Don’t get discouraged. Follow safe driving habbits.

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Re: Re: Re: Re: Car Insurance !!! And car lease    Indian   10/06/2018 11:24 PM  

I'm sure you're one of the posters above, albeit in a different name. You're so stuck, aren't you? Gone are those days, at least for whom showing off is least relevant. Personally, I can afford the best car in the market out there but what I drive is something that serves the purpose. I'm no enthusiast, then why?

Alright, so here is the CEO of a company and a very close friend, who drives around in a CRV! Not coz he doesn't have the money nor coz is he stingy. The company is a paymaster!

He has set up a school and is now constructing a hospital in India - All for the underprivileged and deserving.

The reason why I mentioned this, is coz its such a shame - a real bloody shame to see people still compare Success to the cars they drive! As I mentioned earlier, bloody grow up will you and throw your bloody frustrations in life and for the person you are, elsewhere

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Re: Car Insurance !!! And car lease    Shantanu    10/06/2018 11:26 PM  

Indian - whoever you are, I respect and adore you and glad such indians still exist among a group of otherwise nothing less than morons. You make us indians proud and with you on every statement of yours. You are 100% right

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Re: Re: Car Insurance !!! And car lease    Indian    10/06/2018 11:27 PM  

Btw, I meant to respond to LOL and not Desi! Desi, I appreciate your comment

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