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Salary   Swapna   04/10/2018 04:26 PM  

what is your Salary and how do you Invest/Spend?

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Re: Salary   M   04/10/2018 04:59 PM  

haha !! why will anyone share such details !! but rent,bills and groceries are the main suckers here !!

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new comer   jng   04/10/2018 05:09 PM  

ctdesi.com really helped us a lot while we moved to connecticut. Thank You.

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new comer   jungle   04/10/2018 05:11 PM  

ctdesi.com really helped us a lot while we moved to connecticut. Thank You.

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Re: salary   hh   04/10/2018 05:11 PM  

test

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Re: Re: Salary   Swapna   04/10/2018 05:23 PM  

Everyone goes anonymous here, so no harm to share. Just want to see how everyone plans for future needs, mine as below:

Salary in hand: $3800 (per month)

Rent: 1600
Grocery: 0800
HomeLoan EMI (India): 0600
Utility (Power,Internet, Ph): 0400
Extra/Savings: 0400
====================================
Total 3800

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new comer   Kids expenses   04/10/2018 05:56 PM  

ctdesi.com really helped us a lot while we moved to connecticut. Thank You.

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Re: Re: Re: Salary   Kids expenses   04/10/2018 05:59 PM  

You need to consider kids expenses as well. Like sports,dance/music,kumon/rsm

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Re: Re: Re: Salary   vinod   04/10/2018 06:16 PM  

3100 in hand per month

1000$ rent
rest spent in stuff



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Re: Re: Re: Re: Salary   nojoke   04/10/2018 06:53 PM  

2017 AGI 240,000

Savings about 120,000. Split between 401k, kids 529 and taxable investments with vanguard.

Expenes 120,000 - goes to taxes, mortgage, utilities, food, clothes, vacations, insurance and other expenses.

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Re: Re: Re: Re: Re: Salary   Gone are the days   04/11/2018 10:30 AM  

wow 240 k , awesome salary. You must be at director level

After staying here i have realised that i am saving just 20k per month more than my indian salary, not worth the pain.

100k yearly.

Groceries 800
Car 800 (insurance included)
Rent 1700
others - 500


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Re: Salary   Mukherjee   04/11/2018 03:36 PM  

Gross: 155K (W2)
Do maximum ('Catch-up') on 401 K so was 24K last year
Then
Mortgage 2.5K
other expenses like food gas etc. (I eat out a lot) 2K
Don't do any extra saving regularaly, jsut what ever is left after.
I do travel a lot so most of my rest goes there. I do have a rental income of $1k but which after HOA gives a fixed additional saving of 800/month.
Kids have moved on of their own and I am divorced (last 12 20 years).
I send a fix $100/month to a school in India (Andhra Pradesh).
Other than that I am good.

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Re: Re: Salary   Mukherjee   04/11/2018 03:39 PM  

typo divorced 20 years. Not 12 20 years

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Re: Re: Re: Salary   M   04/11/2018 04:13 PM  

haha !! you are living the dream sir !! travel a lot eat a lot !! experience a lot !! hope you find someone to keep you company in old days!!

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Re: Re: Re: Re: Salary   Abhi   04/11/2018 04:34 PM  

For someone whose on H1 and earning $ 80K per year (about $5000 erp month), whats the decent saving? I hardly do $ 1000 per month

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Re: Re: Re: Re: Salary   Mukherjee   04/11/2018 04:52 PM  

Hi M.
Guess you do have a point about someone to be with when old. I am not looking actively for that now, but will keep an open mind if that happens.

I want to get involved more with volunteer work and helping others.

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Re: Re: Re: Re: Re: Salary   Why   04/11/2018 05:10 PM  

On H1B, 80K/yr from last 5 years, saved about 10K in first year and then around 15K total in last 4 years, so yeah, screw me, i wasted last 5 years or may be 4 years, should have stayed in India.

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Re: Re: Re: Re: Re: Re: Salary   Ghalib Danger   04/12/2018 02:42 AM  

People are coming here with big dreams across the world. after earning too much but Indians are not happy. they always afraid to take a risk also think a lot about future.

Money should always circulate in market, if you increasing you bank balance then you would ended up with max $1M.

they always convert $ into Rs but why??? when you are living in this country.

Why we left our country to just earn fucking $3800 or $4000 or $7000. united state is fucking dream land. open your bucket do work get whatever you want.I see here everyone works 8 to 5 and has fixed schedule eat-job-sleep-repeat no any other curriculum, not trusting each other, not get together, not mingling up with another culture.

we are ourselves divided.


my only mean to say is try to learn at least our own different culture, don't be resist, mingle up, get ideas, explore the opportunities, make your own contacts, create your own block chain.

after doing this you would never ask how much salary people are earning.

Always be positive.





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Re: Re: Re: Re: Re: Re: Re: Salary   Ghalib Danger   04/12/2018 03:02 AM  

forgot to mention something, so posting again.

I am just 25 work for IT (hate IT), H1B, (100K/year) even taking risk and opened my firm without saving a single penny of mine just with contact and their investment.

I am not sure, will i be successful or not but i won't have any regret in future because i am trying my best and working little hard.

we all are here building a resume not life. Making a big life change is pretty scary. But you know what’s scarier? Regret.

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Re: Re: Re: Re: Re: Re: Re: Re: Salary   Ct Desi   04/12/2018 09:37 AM  

Golden words my fellow citizen, I am in a similar situation, Good luck to both of us.

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Re: Re: Re: Re: Re: Re: Re: Re: Re: Salary   savings   04/12/2018 10:00 AM  

I think it would also be interesting to see how much people have (net worth) saved and number of years they are hear. Speaking for myself, I have saved around 400 K after 10 years in US. This includes everything I own, including 401k, cash, property value (equity).

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